Hi, I’m Neil Mahoney, Senior Consultant at Oak Wealth Advisors and I’m excited to share tip #7 of our Top 10 Special Needs Financial Planning Tips. (Slide Change) Tip number #7 is to establish an ABLE Savings Account to benefit an individual with a disability. Established in 2014, ABLE Savings Accounts are an essential part of a successful special needs plan because the money in the account, at least the first $100,000, is not counted as a resource to qualify for government benefits like Social Security and Medicaid. ABLE Accounts are a tax-free savings vehicle and can be used for MANY expenses to support the individual’s quality of life. (Slide Change) For more information on ABLE accounts, please visit our array of resources on our website and YouTube channel. Thanks for watching….and look out for tip #8 in February!