Our Deep Rooted Thoughts

Historically, diversifying investments between stocks and bonds has reduced portfolio volatility and more importantly has limited significant losses. In 2022, historically high inflation and significant interest rate increases imposed by the Federal Reserve have caused bond prices to fall dramatically. In short, neither stocks nor bonds have protected against market declines.
Looking forward, the higher interest rates now in place have created some attractive opportunities.

Does a Recession Cause Stock Prices to Fall? Does a Recession Mean That Our Investment Results Will Get Worse? Short answer – probably not.The longer answer reflects the importance of expectations. As we know, an economy in a recession, defined as at least two quarters of negative economic growth, is not good for businesses. It is also not good for employees because as businesses struggle, unemployment usually rises.

Many stories have been written recently suggesting the economy is headed into a recession. Given that most recessions are officially diagnosed about a year after they are over, we wanted to share investment results from recent recessions and in the years immediately following them.

Welcome to the second quarter of 2022! Reflecting back on the first quarter, it could have been much worse for the investment markets. Earlier this month, Fortune Magazine ran an…

We are so proud of our clients! Not one of you emailed last week panicking about your portfolio. Russia is invading Ukraine and nobody is panicking. We appreciate your confidence…

Tony Schneider adds his passion for serving others to the Oak Wealth Advisors team. Tony recently graduated with honors from DePaul University with a degree in Finance. Prior to graduation,…

We want to provide individuals and families with the information to achieve their planning goals for 2022. Below you will find a link to our 2022 Key Numbers. This document…

It has been so long since inflation has been above its long-term average level of 3.2% that it is worth discussing its impact. With the higher inflation level we are...

Ryan McGuire joins Oak Wealth Advisors in March of 2021 after spending nearly seven years working as a wealth manager within a large, multinational CPA firm. He brings his passion for serving families, like his own, who have loved ones with special needs. Embracing the mission of Oak Wealth Advisors, Ryan is looking forward to educating more families about planning opportunities and helping them maximize their resources.

The recent news about stock trading has generated a fair amount of confusion about how easy it is to make money in the stock markets. Individual investors, motivated by social…

We are grateful for the trust you have placed in us and thankful that you have survived what was a very difficult year. In our first 2021 communication to all…

Happy Giving Tuesday,
In the spirit of giving, Oak Wealth Advisors would like to share with you our annual 2021 Key Numbers document. We hope that it will assist you with your planning and be a useful resource for you in the coming year.

We wish everyone good health and much happiness throughout this holiday season and a successful launch into 2021.

We want to share a piece of cybersecurity advice. FREEZE YOUR CREDIT.
There are three primary credit bureaus, and we recommend that you contact all three and request a freeze be put on your credit: Equifax, Experian, and Trans Union. If you are in the midst of buying a home, refinancing your mortgage, buying a car or other expensive item for which you will be taking out a loan, you will need to freeze your credit after you complete your transaction.

As we have experienced in recent months, technology is becoming increasingly important in all aspects of our lives. Technology has always been essential for our support of our clients at Oak Wealth Advisors.

This fall, we will be migrating to a new account management and reporting platform. It will allow us to provide you with more robust investment reporting, financial planning, and secure sharing of confidential documents. The new platform will also allow us new and better ways to share timely information with you. In short, the new technology we are adopting will allow us to serve you better.

As summer comes to an end and students attempt to return to school, we want to update you on what has been happening in the investment markets. Driven by three…

More than six months after Schwab agreed to purchase TD Ameritrade, the U.S. Government anti-trust hurdles were cleared last week allowing the companies to continue the process of combining their resources.

Our Views on Social Justice The status quo will not do. As a firm that views itself as a pioneer in the financial services industry, we want to reiterate our…

I hope everyone is sheltering safely and taking all necessary precautions.  Your health will always be more important than the size of your investment portfolio. While we are being bombarded…

I greatly appreciate your patience with your investment portfolio during these stressful times.  As I have been explaining, the most effective way to grow your wealth is to not let…

This week has seen the world stock markets reverse from all-time highs into negative performance for 2020.  Despite the volatility and breathless reporting on the financial news networks, not one of our clients has called or emailed with concerns.  Kudos to all of you!  I am gratified that you understand that growing your wealth requires accepting some short-term market volatility.

SECURE Act Summary Passed on December 20, 2019, the SECURE Act has a number of provisions that may impact your financial planning.  Below we have listed a few that will…

To the extent that you would like to enhance your own data security, the three strongest recommendations we have are as follows: Use dual-factor authentication when you access any of…

Keeping your financial and personal data secure is very important to us.  We know how important it is to you.  The following is a list of steps we have taken…

Below is the Oak Wealth Advisors Key Numbers document that has helped so many of our clients, friends, and fellow professionals with their planning.  If you have any questions about…

As we approach the end of the third quarter, we want to update you on our views about the markets and the positioning of investments in your portfolio. YES –…

While it will not be official until mid-October, it appears that Social Security benefits will be rising by 2.8% in 2019.  This will be the largest cost-of-living adjustment since 2012….

Wow! The stock market just set a record for the longest bull market period in history. A bull market is defined as a period during which the market is rising…

We all enjoyed the investment markets in 2017. The values of investments climbed gradually throughout the year with almost no declines. In fact, 2017 was a historically calm year in…

While we await the 1099s that report our taxable investment income and taxable IRA distributions for 2017, I wanted to share with you our 2018 Key Numbers document that highlights…

In 2017, the investment markets delivered better than expected returns. As we begin 2018, the prospects remain good for another year of solid investment results. Corporate profits are growing, unemployment…