Special Needs, Special Planning

Featured on Inside Information Written by Bob Veres Approximately ten percent of all American families in America have one or more members who qualify as "special-needs" for financial planning purposes," Mike Walther, of Oak Wealth Advisors, LLC, in Deerfield, IL, is telling me over breakfast at the AICPA PFP Conference in Las Vegas. "I'm shocked," he adds, "at our profession's lack of attention to the unique planning needs of this group. Walther at this moment is picking through a modest breakfast that he has selected from what may be the world's longest, largest buffet, a 50-yard-long array that includes many kinds of prepared eggs, sausages and bacons, pancakes, pastries, speci ...

Volatility reduction is essential to wealth maintenance and growth

Volatility reduction is essential to wealth maintenance and growth

Spring has officially arrived, flowers are blooming, and our 2012 investment returns have everyone in a good mood.  In fact, the investment returns this year are far better than we had expected.  Stocks are making four-year highs.  Our worries about the financial markets can be put to rest and we can enjoy a carefree balance of the year, right?  Maybe not.  While it is easy to sit back and enjoy the good results the investment markets have delivered, it is not prudent to ignore the future. ...